Showing posts with label federal poverty level. Show all posts
Showing posts with label federal poverty level. Show all posts

Thursday, October 16, 2008

Unequal Childhoods

There are some serious socio-economic issues that impact urban communities across the state of New Jersey. The real cost of living in New Jersey is the central issue for many families throughout the state but most importantly the urban centers. There are an astonishing number of families that meet the self-sufficiency standard whom are barely making ends meet. On the other hand there are families who are below or above the Federal Poverty Level (FPL), and many that are borderline-income is slightly above. Four out of the six families from unequal childhoods would have a tough time trying to maintain a lifestyle in New Jersey. This information is relevant to the urban educator because it will help with understanding the socio-economic dynamics of the community.

There are three families in Unequal Childhoods that would have a tough go at sustaining there families in Essex County, New Jersey. Take for instance the Taylor family, a single parent with an annual income of $20,000. According to the “Real Cost of Living In New Jersey” (NJRCL) they need an annual income of $39,000 just to be considered self-sufficient. There is a big disparity between the two, a $19,000 difference. To make things worst they can’t get any federal assistance. Keep in mind the FPL for a family of three was approximately $17,600.

Now let’s look at the two remaining less fortunate families the Brindles and the McAllisters, both receive public assistance. Neither of these families including the Taylor’s have any education beyond high school. According to “Not Enough To Live On”, households with in adequate income, 22% have less than a high school degree and only 36% have a high school degree. According to these reports there are families living in New Jersey that fit the aforementioned profile.

As for the Tallingers , the Williams, and the Marshalls they could live in New Jersey with there socio-economic position. There is only one family that lives in an urban area out of the three, the McAllisters and they have income which is double the self sufficiency standard for New Jersey with an annual income of $100,000.

This information will be useful for the urban educator because if gives him or her a point of reference. Being cognizant of the socio-economic issues within the community where you will be teaching can be a tremendous asset.

Unfortunately there are many problems associated with families who are socio-economically deprived. As an educator in an urban center, it is likely that I will be confronted with the 22% of families with inadequate incomes that only possibly have a high school diploma.

A concerned educator would want to have information that will help him or her develop the disposition needed to confront various issues. For instance, a student who you feel is genuinely interested in their academics becomes disinterested, maybe there are some mitigating factors which need to be implemented. It may require a call to the students home, to speak with the parents to get a gauge about their concerns. Whatever the issue may be having some knowledge about the community can help to resolve various problems.

In reality being an informed educator within the community will serve to help everyone involved, better understand each another. You can’t use the same approach for everyone in the community, especially in an urban city. It is so diverse that various approaches have to be adapted, to have an ameliorative effect.

My concern is for the student’s education and how I can motivate them to strive for excellence. To have an understanding that they can succeed regardless of the obstacles that may confront them. That hard work, persistence, faith and perseverance can supersede any of the negative in which they have no control.


Thursday, October 9, 2008

Introspective: The Real Cost of Living in 2008: The Self-Sufficiency Standard for New Jersey

The information in this document has enlightened and educated me on several issues that are related to self-sufficiency as it relates to the real cost of living in 2008. It is of no surprise that my professor in a graduate course, “Education in the Inner City”, assigned this as a reading assignment. There are myriad of challenging economic issues that have an impact on education within the inner city. Also, there are inadequacies with how the federal poverty level is measured. The teachers in the urban, suburban and rural schools need to be aware of federal programs that can aid soci-economically challenged families.

This document details some startling information as to what constitutes a family or person, to be designated as economically deprived. It makes a comparative analysis on the local, state and national level. Charts and graphs delineate annual incomes and hourly wages to represent that which is considered sufficient or insufficient (Federal Poverty Level-FPL). There are charts that illustrate the national average of pay for various occupations at different levels, professional and non-professional.

As I began to read and think critically about the information, it became apparent that it is imperative to be knowledgeable about financial issues relative to the cost of living in New Jersey. Some families who need assistance may not be aware of the various programs available to them. People who are struggling to sustain their daily living are often times occupied with mundane issues just to stay above board. They tend to look for answers from professionals such as teachers.

There are arguably many inadequacies with how the FPL is determined, however I think that is for a separate lengthy discussion of its own. For instance, there are antiquated metrics used to make decisions as to who may be eligible for federal assistance. It doesn’t take much intelligence to understand that metrics which were adequate four decades ago surely are not today. Costs associated with housing and childcare varies significantly by state, county, and national levels. These are essential cost incurred by most families, and there has to be some amendments made to account for these disparities.

I will urge any professional educators to acquaint themselves with the information in this document. I feel that it is incumbent upon me to be aware these issues, which enables me to have an understanding about the dynamics of living standards throughout the state. As a teacher in an urban school, it is feasible that I may be confronted with some of these issues and will be in a position to help some families.

Some of the students we teach could conceivably be in a position to enact legislation enabling the revision of current federal standards that will better serve future generations.